Deposit Products > Checking Accounts

Texan Checking Lone Star Checking Bluebonnet Checking Red River Checking Armadillo Checking Business Checking

Texan Checking

A perfect plan for everyday checking needs!

• $100 Minimum to Open
• Free First Order of 50 Checks
• Free ATM and Visa CheckCard
• Automatic $400 Overdraft Protection*
• Unlimited Check Writing
• Free Direct Deposit Service
• No Monthly Maintenance Fee
• Free Online Banking

Loan Star Checking

A totally free account for our Mortgage Customers!

• $100 Minimum to Open
• Free Checks
• Free ATM and Visa CheckCard
• Automatic $400 Overdraft Protection*
• Unlimited Check Writing
• Interest Bearing on Balances of $1000 or more
• Free Direct Deposit Service
• No Monthly Maintenance Fee
• Free Online Banking

Bluebonnet Checking

An exceptional account for our Customers over 60 years of age!

• $100 Minimum to Open
• Free Checks
• Free ATM and Visa CheckCard
• Automatic $400 Overdraft Protection*
• Unlimited Check Writing
• Interest Bearing on Balances of $1000 or more
• Free Direct Deposit Service
• No Monthly Maintenance Fee
• Free Online Banking

Red River Checking

A convenient interest bearing account suitable for everyday use!

• $1,000 Minimum to Open
• Free ATM and Visa CheckCard
• Automatic $400 Overdraft Protection*
• Unlimited Check Writing
• Interest Bearing on Balances of $1000 or more
• Free Direct Deposit Service
• $10 Monthly Maintenance Fee if Balance <$1000
• Free Online Banking

Armadillo Checking

A market rate account for limited use customers!

• $1,000 Minimum to Open
• Free ATM and Visa CheckCard
• Automatic $400 Overdraft Protection*
• Limited Check Writing (3 per month)
• Interest Bearing on Balances of $1000 or more
• Free Direct Deposit Service
• $10 Monthly Maintenance Fee if Balance <$1000

Business Checking**

A great account for any size business!

• $100 Minimum to Open
• Unlimited Transaction
• No Monthly Maintenance Fee
• E-Corp (Online Banking) $10.00 Per Month

* Subject to a per item charge of $25.00 for each check, in person withdrawal or other electronic means. We reserve the right to not pay any overdraft at our discretion. Account must be brought to a positive balance within 7 days or we reserve the right to close the account.

** Unlawful Internet Gambling Enforcement Act Of 2006
"In accordance with the requirement of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credits, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling."